Directions Systematization Finance Investments Client journey Consultation
Consultation
Financial consulting by Fintorica

Financial engineering
for business

We build the financial system of a business: bring order to processes, put numbers on track, and attract capital. A team of 15 finengineers: from management accounting to M&A deals.

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500m ₽
investments
raised
150m ₽
assets
sold
10bn ₽
combined revenue
of clients
15.
finengineers
on the team
Business systematization · Management accounting · Financial models · Financial analytics · Digitalization and BI · AI in business processes · Investment attraction · Financing · Business buy and sell · Business valuation · Business systematization · Management accounting · Financial models · Financial analytics · Digitalization and BI · AI in business processes ·
Our directions

Fintorica logic: from chaos
to capital

Systematization is the entry point for a chaotic business. Finance is the core of ongoing work. Investments are the point of growth and exit.

BLOCK 0
🟢
Business systematization
Order in structure, processes, roles, and decisions. The business stops depending on one person.
9 products
BLOCKS 1–5
🔵
Financial services
Accounting, models, analytics, digitalization, and AI. Order in numbers is the core of ongoing work.
36 products
BLOCKS 6–10
🔴
Investment services
Capital and deals: investment attraction, financing, M&A, business valuation.
32 products
0
Systematization

Order in business

Entry point for a chaotic business: structure, processes, roles, KPIs, and delegation. Project-based, fixed fee.
0.1🏛️
Organizational structure
What's includedOrg design, distribution of responsibility areas, staffing schedule, subordination matrix
ResultClear structure instead of "everyone does everything"
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0.2📋
Regulations and business processes (SOP)
What's includedDescription of key processes, as-is and to-be maps, taking the business out of the owner's head
ResultProcesses do not depend on one person
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0.3🎯
KPI system for departments
What's includedKPIs for operational and financial roles, alignment with company goals, cascading from strategy
ResultEvery employee understands what they are responsible for and how it is measured
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0.4🏗️
Financial architecture (responsibility centers)
What's includedFinancial responsibility centers, budgeting by responsibility center, financial regulations and policies
ResultEach department is responsible for its own budget
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0.5👥
HR systematization (HR profiles)
What's includedRole profiles: functions, KPIs, competencies, career tracks, psychological profile, reasons for leaving
ResultBase for hiring, assessment, and team development
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0.6🗂️
Delegation and decision matrix
What's includedApproval levels, authority limits, decision escalation procedure
ResultDecisions are made quickly and at the right level
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0.7🚀
Preparation for scaling
What's includedProcess unification for opening new locations or franchises, quality standards
ResultThe business can be replicated without losing control
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0.8🏢
Corporate governance
What's includedBoard of directors, committees, charter, shareholder agreement
ResultManageability at the level expected by an investor
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0.9🔍
Express systematization diagnostic
What's includedRapid audit: structure, processes, roles, finances — where the chaos is
ResultProblem map + priorities for further work
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Format: project-based (0.1–0.8), fixed fee. 0.9 is the entry product: we start with diagnostics, then funnel into financial or investment services.
1–5
Finance

Order in numbers

The core of ongoing work with the business: accounting, models, analytics, digitalization, and AI implementation.
Implementation and maintenance of management accounting: P&L, cash flow, balance sheet, accounting by responsibility centers and projects, for groups of companies.
1.1📒
Implementation of management accounting (P&L, CF, Balance)
What's includedP&L, CF, balance sheet, directory structure, input and period-close procedures
ResultFull financial picture in real time
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1.2🔁
Management accounting maintenance
What's includedMonthly period close, P&L/CF/Balance reports, plan vs. actual, consultations on numbers
ResultTurnkey reporting every month
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1.3⏪
Accounting restoration for past periods
What's includedCollection of source documents, allocation of transactions, recalculation of balances, reconciliation with bookkeeping
ResultRestored numbers for the required period
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1.4⚙️
Accounting policy and directory setup
What's includedAccounting policy, article directories, responsibility centers, projects, revenue and expense recognition rules
ResultUnified accounting rules for the whole team
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1.5🧩
Accounting split by projects / responsibility centers
What's includedResponsibility center and project structure, cost allocation, P&L by object
ResultProfit of every project and department is visible
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1.6🏢
Accounting setup for a group of companies / holding
What's includedConsolidation, intercompany turnover, unified methodology, group management chart of accounts
ResultUnified picture across the whole group
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1.7🧾
Bookkeeping and tax accounting (support)
What's includedPeriod close, tax reporting, interaction with accountant and consultants
ResultCorrect reporting without firefighting
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1.8🖥️
Management chart of accounts setup for 1C
What's includedChart of accounts, subaccounts, directories, transaction reflection rules
ResultManagement reports are extracted from 1C without rework
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1.9💼
CFO outsourcing (CFO as a service)
What's includedStrategy, budgets, plan vs. actual, work with banks and investors, regular reporting to the owner
ResultCFO without the cost of a full-time employee
Leave a request
Financial models for a specific purpose: loan, investor, business sale, launch of a new direction.
2.1🧮
Business financial model (basic)
What's includedP&L, CF, balance sheet, revenue and cost drivers, scenarios
ResultWorking model with forecast years ahead
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2.2🎯
Financial model for a specific purpose (loan / investor / sale)
What's includedStructure tailored to a bank or investor request, covenants, sensitivity
ResultA model that passes scrutiny
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2.3🚀
Financial model for a new direction / launch
What's includedLaunch economics, CAPEX/OPEX, break-even point, scenarios
ResultA data-driven "launch or not" decision
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2.4📈
Investment modeling (NPV, IRR, DPP, PI)
What's includedCash flows, discount rate, metrics, sensitivity
ResultReturn justification for an investor
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2.5📆
Budgeting and financial plan (P&L, CF, BS budgets)
What's includedAnnual budget, plan vs. actual, limits, owners of line items
ResultManagement by budget, not by fact
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2.6🔮
Scenario planning (rolling forecast)
What's includedRolling forecast, scenarios, regular updates based on actuals
ResultA forecast that is always up to date
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2.7🗺️
Strategic / long-term modeling (3–10 years)
What's includedLong-term model, investments, capitalization, growth scenarios
ResultBusiness value map for 3–10 years
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Financial analysis, unit economics, sales and assortment analytics, risk analytics, benchmarking.
3.1📊
Financial analysis (P&L, CF, ratios)
What's includedP&L, CF, ratios, deviations, 12-month dynamics
ResultReport with causes and growth points
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3.2🔬
Unit economics of product / direction
What's includedRevenue and costs per unit, margin, profitability threshold
ResultClear picture of what you earn on
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3.3🏭
Operational and production analytics
What's includedCost of goods sold, capacity utilization, losses, efficiency
ResultProfit leak points in operations
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3.4📣
Sales and marketing analytics (CAC, LTV, ROMI)
What's includedFunnel, channels, acquisition cost, marketing return
ResultMarketing budget in numbers
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3.5🗃️
Assortment analytics (ABC / XYZ / RFM)
What's includedRanking by profit, frequency, and sales dynamics
ResultWhat to promote and what to delist
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3.6⚠️
Risk analytics
What's includedLiquidity, currency, interest, and counterparty risks
ResultRisk map with protection plan
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3.7🏆
Benchmarking against the industry
What's includedComparison of metrics with industry benchmarks
ResultWhere you lag and lead the market
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3.8🎛️
Financial controlling
What's includedRegular plan vs. actual control, deviations, recommendations
ResultFinances under control monthly
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Dashboards, BI reporting, data collection automation, integrations, treasury.
4.1📉
Dashboards and BI reporting
What's includedKey metrics, data marts, automatic updates
ResultAll important information on one screen
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4.2🤖
Data collection automation (1C, CRM, bank, cash register)
What's includedExports from 1C, CRM, bank, and cash register, data pipeline
ResultData is collected without manual work
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4.3🔗
Integrations between systems
What's included1C/CRM/bank/warehouse links, API, directory synchronization
ResultSystems speak the same language
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4.4⏱️
Real-time KPI monitoring
What's includedKPI sensors, deviation alerts, regular reporting
ResultDeviations are visible on the day they appear
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4.5📡
Operational metrics digitalization (warehouse, production, sales)
What's includedWarehouse, production, and sales metrics in a single number
ResultOperations are measurable and manageable
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4.6🏦
Treasury implementation
What's includedPayment calendar, cash flow, limits, payment control
ResultCash gaps are visible in advance
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AI assistants, automatic reports, predictive analytics, scoring, and agents.
5.1🤖
AI assistant for accounting and reporting
What's includedConnecting AI to accounting data, answering questions about numbers
ResultAccounting answers much faster
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5.2📄
AI-driven management report generation
What's includedAutomatic assembly of P&L, CF, and analytics from documents
ResultReports assemble themselves, without routine
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5.3🔮
Predictive analytics and AI scenarios
What's includedForecasts on your data, AI scenarios, sensitivity
ResultForecasts without manual modeling
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5.4🛡️
AI scoring of clients / counterparties / risks
What's includedAssessment of counterparty reliability, deal scoring, risks
ResultCounterparty decisions in numbers
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5.5🧠
AI agents for internal processes
What's includedAgents for documents, requests, approvals, and routine
ResultRoutine works by itself
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5.6🔌
Integration of Fintorica AI into client reporting
What's includedEmbedding AI into your reporting and dashboards
ResultYour reporting with AI inside
Leave a request
Financial services can work as one-off projects or as a retainer.
6–10
Investments

Capital and deals

Point of growth or exit: investment and financing attraction, business sale and acquisition, valuation.
Investment packaging, search for private investors, work with funds, stake sale, crowdfunding.
6.1📦
Investment packaging (memorandum, presentation, financial model)
What's includedMemorandum, presentation, financial model, pitch deck in one storyline
ResultProject ready to show investors
Leave a request
6.2🤝
Search for private investors / business angels
What's includedInvestor base, communication, meetings, deal terms
ResultAccess to target investors
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6.3🏛️
Work with funds (VC/PE) — data room, term sheet
What's includedData room, term sheet, negotiations, deal support
ResultDeal with a fund on market terms
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6.4🧭
Search for strategic investors
What's includedSearch for and access to strategics, presentation, negotiations
ResultStrategic partner for the task
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6.5💠
Stake sale (minority transaction)
What's includedStake valuation, deal structure, negotiations, closing
ResultStake sale at a fair price
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6.6🌍
Crowdfunding / collective investments
What's includedPlatform selection, packaging, campaign support
ResultFunds raised as planned
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Banking products and alternative financing: loans, leasing, factoring, government programs.
7.1🏦
Bank lending
What's includedPackage preparation, bank selection, rate negotiations
ResultApproved loan on best terms
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7.2🏗️
Project financing
What's includedDeal structure, financial model, package for bank or fund
ResultTurnkey project financing
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7.3🚛
Leasing
What's includedScheme selection, payment calculation, deal execution
ResultEquipment without diverting working capital
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7.4🔄
Factoring
What's includedFactor selection, setup, receivables control
ResultMoney for shipped goods without waiting
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7.5🛡️
Bank guarantees
What's includedBank selection, guarantee execution, commission control
ResultContract guarantee without freezing funds
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7.6⚖️
Mezzanine financing
What's includedStructure, terms, negotiations with lender
ResultHybrid financing for a project
Leave a request
7.7🎖️
Government support programs
What's includedSupport measure selection, applications, support
ResultSubsidies and benefits received
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7.8💱
Debt refinancing and restructuring
What's includedDebt analysis, negotiations, new structure
ResultLower rate, manageable burden
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7.9💳
Overdraft and credit lines
What's includedLimit selection, execution, usage control
ResultLiquidity cushion for operations
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Business preparation for sale, investment memorandum, data room, buyer search, deal structuring.
8.1🏷️
Business preparation for sale
What's includedAudit, packaging, value enhancement, buyer selection
ResultBusiness sells for more
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8.2📑
Investment memorandum for the buyer
What's includedDescription of business, numbers, forecasts, investment case
ResultThe buyer sees the value in 10 minutes
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8.3🗄️
Data Room and Due Diligence preparation
What's includedStructuring documents, preparing answers
ResultDue diligence goes quickly and smoothly
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8.4📞
Buyer search and negotiation support
What's includedBuyer base, communication, support
ResultBuyer on your terms
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8.5✍️
Deal structuring
What's includedStructure, tax implications, guarantees, closing
ResultDeal without surprises after signing
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Object search, Due Diligence, valuation, deal structuring, post-merger integration.
9.1🔎
Object search for acquisition
What's includedCriteria, database, verification, access to owners
ResultShortlist of targets for the task
Leave a request
9.2🕵️
Due Diligence (financial / tax / commercial)
What's includedFinancial, tax, commercial analysis
ResultFull picture of risks before the deal
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9.3⚖️
Valuation of the transaction object
What's includedValuation by methods, price justification
ResultFair price for negotiations
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9.4📝
Acquisition deal structuring
What's includedStructure, terms, guarantees, closing
ResultPurchase on protected terms
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9.5🛠️
Post-merger integration
What's includedIntegration plan, finances, processes, team
ResultSynergy realized, no loss
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End-to-end service — needed at any stage: for a deal, bank, court, property division, exit strategy.
10.1💎
Business valuation (DCF / comparative / cost)
What's includedDCF, comparative, cost approaches
ResultJustified value by three methods
Leave a request
10.2🏠
Real estate valuation
What's includedIncome, comparative, cost approaches
ResultValuation report for deal or bank
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10.3🚜
Equipment and asset valuation
What's includedValuation of fixed assets, machinery, inventory
ResultAssets valued for deal or collateral
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10.4💡
Intangible asset valuation
What's includedPatents, software, brands, licenses
ResultValue of intellectual capital
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10.5⚡
Express valuation
What's includedRapid valuation based on available data, 3–5 days
ResultNumber for a quick decision
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10.6⚖️
Valuation for notary / court / property division
What's includedValuation for division, dispute, registration
ResultReport accepted by court and notary
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10.7🔗
Synergy valuation in mergers
What's includedSynergy calculation, deal effect
ResultVisible merger effect in numbers
Leave a request
O
Industry implementations

We implement finance
by industry

Each industry has its own economics: for construction — projects and subcontractors, for marketplaces — SKUs and commissions, for clinics — offices and doctor utilization. We tailor management accounting to the specifics of your business.
🏗️Construction
What we implement
Accounting by projects and stages, payment calendar, subcontractor control, KS-2/KS-3 closing.
What the client gets
Margin for every project, cash without gaps, project profitability — in the moment.
🤝Services
What we implement
Unit economics of services, pricing and tariffs, team utilization, P&L by direction.
What the client gets
Profitable and loss-making services visible, margin growth, cash flow forecast.
💻IT
What we implement
SaaS financial model, MRR/ARR, cohort unit economics, management reporting for investors.
What the client gets
Transparent capitalization, readiness for investment attraction, money control during growth.
🏭Production
What we implement
Cost of goods sold by product, materials and warehouse accounting, standards, calculation.
What the client gets
Accurate cost of goods sold, profitability growth, capacity utilization under control.
🩺Medicine
What we implement
P&L by direction and office, doctor utilization, pricing policy, receivables control.
What the client gets
Profitability of every direction, optimal utilization, revenue growth.
🎓Education
What we implement
Course unit economics, LTV/CAC, cohort and group accounting, online school financial model.
What the client gets
Education payback under control, cohort forecast, higher profit at the same traffic.
🛒Marketplaces
What we implement
Unit economics by SKU and platform, commissions and logistics, ABC analysis, procurement planning.
What the client gets
Profit for every SKU, less money tied up in inventory, EBITDA growth.
🌐Foreign trade
What we implement
Currency accounting and exchange differences, contract and customs payment control, import cost of goods sold.
What the client gets
Currency risk control, transparent delivery cost, management accounting by direction.
🪑Furniture
What we implement
Calculation by product, production and warehouse accounting, order control, P&L by product lines.
What the client gets
Cost of goods sold for every product, margin growth, production plan by profitability.
MKT
Fintorica.Market

Catalog of investment assets

Ready-made businesses, startups, and assets for sale — with verified financials: revenue, EBITDA, margin, and payback for every offer. Every asset undergoes financial and legal due diligence before publication.
🏭
Ready-made business ✓ Verified
Furniture factory "Artel"
Production of case furniture: workshop 2,400 m², 86 employees, 320 regular customers. Capacity utilization 78%, EBITDA grew 22% in a year.
Revenue/year
96 m ₽
EBITDA
18,5 m ₽
Margin
19.3%
Payback
44 mo
ProductionSerpukhov
Price
68 m ₽
Details →
💳
Startup ✓ Verified
Payline — B2B payment aggregator
Aggregator for small businesses with integration into 1C and CRM: 1,200+ active merchants, churn 1.2%/mo. Revenue growth 210% year over year.
ARR revenue
21,6 m ₽
Growth /year
+210%
Stage
Seed
Team
14 people
FintechMoscow
Price
38 m ₽
Details →
☀️
Asset ✓ Verified
Solar power station 5 MW
Operational solar power station on own land, energy sales under a guaranteed tariff until 2038. Operating expenses — 4.2 m ₽/year.
Cash flow/year
27,5 m ₽
Yield
16.7%
Payback
72 mo
Type
Asset
EnergyAstrakhan
Price
165 m ₽
Details →
All catalog assets →
🛡️
Verified by FintoricaThe asset has passed financial, legal, and operational reality checks.
🤝
NDA and confidentialityBusiness data is disclosed only after signing an NDA and buyer verification.
💰
Commission 5–15%The platform earns only on results: a percentage of the closed deal amount.
📦
Free listingThe owner pays 0 ₽ for listing — the asset finds a buyer on average in 2–3 months.
Open catalog → Sell business →
Didn't find your task in the services list?
We'll tell you how we solve similar tasks and choose a format — one-off project or retainer.
Discuss task →
K
Cases

Results that
we measure in money

Several projects from our practice. Names and details changed under NDA.
🏗️
Construction · Contractor
Cash gaps and accounting in Excel
A company with 120 m ₽ turnover operated without management accounting: numbers reconciled once a quarter, subcontractors delayed payments, cash went negative every two months.
+18% to marginGap closed in 2 months: payment calendar, subcontractor control, weekly reporting.
I want the same →
🪑
Furniture production
From chaos in 1C to management accounting in 4 months
Material prices rose, profitability fell, but it was impossible to understand which products made money — accounting was manual.
+12 m ₽ revenue in a yearBuilt accounting by objects, P&L for every product, reporting in 3 days instead of 3 weeks.
I want the same →
💻
IT company · SaaS
Preparation for investment attraction
For a year the startup couldn't close a round: no financial model, unit economics, or investor packaging.
Valuation ×2.3Financial model, memorandum, data room. Deal closed in 5 months on terms above expectations.
I want the same →
🛒
Trade · E-commerce
Automation of marketplace reporting
Three platforms, thousands of orders per month — reporting was collected manually for 5 days, errors in commissions and acquiring were found after six months.
Reporting in 2 hoursSet up exports, commission breakdown, and P&L by platform. Found overpayments of 1.4 m ₽.
I want the same →
🍽️
Services · HoReCa
Cost control in a cafe chain
A chain of 7 locations: food cost "floated" from 28% to 41%, write-off losses were not controlled.
Cost of goods sold −4 p.p.Implemented standardization, write-off control, and plan vs. actual for each location. +6.2 m ₽ profit per year.
I want the same →
🚜
Production · Agribusiness
Financing equipment purchase
A food processor couldn't update the line: the bank refused due to "gray" numbers and lack of financial model.
80 m ₽ raisedFinancial model, cash flow forecast, package for the bank. Leasing + credit line approved in 3 months.
I want the same →
🏙️
Construction · Developer
Stake sale to a private investor
The developer needed a partner for the project: valuation, packaging, search, and negotiations — all for the first time.
Deal of 45 m ₽Project valuation, memorandum, data room. Investor found in 4 months, stake sold above ask.
I want the same →
📦
Trade · Distribution
Factoring and receivables control
The distributor was stuck: 42% of revenue was "stuck" in receivables from networks, working capital was covered by expensive overdrafts.
Receivables −25% in 2 monthsSet up factoring, limits, and client scoring. Freed up 18 m ₽ of working capital.
I want the same →
🚚
Services · Logistics
Business valuation before sale
The owner of a transport company decided to exit the business: valuation and deal preparation were needed.
Sold for 210 m ₽Valuation by three methods, packaging, deal support. Sale 17% above expectations.
I want the same →
I want the same result →
P
How we work

Five steps —
from numbers to result

Clear process without surprises: you always know what is happening and how much it costs.
STEP 1
🔍
Diagnostics
3–5 days, free: we analyze numbers, processes, and find the main leak points.
STEP 2
🗺️
Strategy and plan
We fix the scope, deadlines, and cost. You make the decision — we start.
STEP 3
🛠️
Project
We implement turnkey: accounting, models, processes, automation. Weekly status updates.
STEP 4
✅
Result
We measure the effect in money, hand over to the team and documentation. Nothing "stays in someone's head".
STEP 5
🤝
Support
Retainer or one-off projects going forward: numbers stay under control every month.
Client journey

From chaos to capital —
step by step

Each stage prepares the business for the next. We start with diagnostics and end with deals.

STEP 1
🔍
Chaos in the business?
We start with an express diagnostic: where is the chaos in structure, processes, roles, and numbers.
0.9 Express diagnostic
STEP 2
🟢
Need order in processes and roles
We systematize: structure, regulations, KPIs, delegation, scaling preparation.
0.1–0.8 Systematization
STEP 3
🔵
Need order in numbers
We set up accounting, build financial models, analyze and digitize — manageability appears.
1.1 Accounting setup3.1 Financial analysis2.1 Financial model
STEP 4
🔴
Ready to grow and exit
We attract capital, finance growth, sell or buy businesses, value assets.
6.x Investments7.x Financing8–9.x Deals
Business valuation (10) — end-to-end service: needed at any stage — from the first call to deal closing. Express valuation (10.5) from 40,000 ₽.
Financial media

We are creating the best financial
media in Russia

Posts, longreads, videos, and podcasts — we explain business finance in plain language: with numbers, real cases, and no fluff.

Read blog → Telegram
✍️
Posts
Short breakdowns of financial topics on Telegram: cash gaps, taxes, business valuation. One post — one problem broken down by numbers.
Read on Telegram →
📖
Longreads
Deep articles in the blog — from management accounting to M&A. With examples, calculations, and cases of companies we have supported.
Read longreads →
🎬
Video
Breakdowns on YouTube: how to read a financial model, what breaks business valuation, tax traps. Finance without boring lectures.
Watch video →
🎙️
Podcasts
60+ episodes about money for business: from financial literacy to M&A deals. Guests are practitioners, topics are what really works.
Listen to podcast →
60+
podcast episodes
14
longreads in the blog
4
content formats
74+
materials in media
About the company

Fintorica — financial
solutions for business

We provide services in building financial systems in business — from accounting to capital attraction. Every project is led from diagnostics to a measurable result.

🎯 Main goal — growth of profit, dividends, and business value of our clients
300 m ₽
investments raised
200 m ₽
assets and businesses sold
10
financial systems built
25
projects digitized
40
financial audits conducted
T
Team

A team of financial
specialists

A team of practitioners works on each project: from CFO to M&A investment banker. The composition is tailored to the task.
📊
CFO
Strategy, P&L, management accounting, value growth levers. 15+ years in manufacturing and holdings.
💼
Investment analyst
DCF, multiples, financial models, investment memorandums. Dozens of deals and valuations.
🏦
Treasurer
Cash flow, payment calendar, liquidity, work with banks: loans, guarantees, factoring.
🕵️
Due Diligence specialist
Company verification before deals: finances, taxes, obligations, hidden risks.
⚖️
Tax consultant
Tax risks, deal structuring, optimization within the law, ASK VAT-2.
🤝
M&A investment banker
Deal structuring, search for buyers and investors, negotiations, synergies.
P
Advantages

Why choose Fintorica

Six reasons to entrust your business finances to our team — from industry expertise to measurable results.
🎯
Financial expertise
Financial engineers with experience in construction, manufacturing, trade, and IT: we solve tasks by industry, not by template.
🧮
We work for results
Every project has a measurable goal: profit growth, cost reduction, capital attraction. We report in numbers.
⚡
Speed of launch
Express formats give first decisions in 3–5 days: diagnostics, audit, express business valuation.
🛡️
Privacy
NDA before work starts. Your data, numbers, and documents are not shared with third parties.
🤝
Technology and AI
Our own platform and AI agents accelerate analytics: more accuracy and speed for the same money.
📊
Transparent prices
Fixed price per project or retainer — price is fixed before start, with no hidden fees or surprises.
V
Vacancies

Join
the Fintorica team

We work with businesses across Russia. Salaries and terms are indicative and discussed after the interview.
💼
CFO
250–350 k ₽/mo · Moscow, hybrid
Tasks
  • Implementation of management accounting at clients
  • P&L, CF, budgeting, plan vs. actual
  • Project support from audit to result
Requirements
  • CFO experience 5+ years
  • 1C, Excel at model level, deep knowledge of management accounting
📊
Financial analyst
120–180 k ₽/mo · Remote
Tasks
  • Financial models, reporting, plan vs. actual
  • P&L and CF analysis for clients
  • Preparation of materials for owners
Requirements
  • Experience in finance 2+ years
  • Excel/1C, analytical thinking, attention to detail
📈
Investment analyst
150–220 k ₽/mo · Moscow, hybrid
Tasks
  • Business valuation: DCF, multiples
  • Investment memorandums, data room
  • Participation in due diligence and deals
Requirements
  • Experience in investments/valuation 3+ years
  • Financial education, knowledge of the M&A market
🛠️
Technical analyst
130–190 k ₽/mo · Remote
Tasks
  • Automation of exports from 1C and banks
  • Dashboards and reporting: BI, Excel, SQL
  • Integrations with CRM and accounting systems
Requirements
  • SQL, Excel at high level, Power BI or equivalent
  • Experience in accounting automation 2+ years
🤝
Business assistant
90–130 k ₽/mo · Moscow
Tasks
  • Process organization, document flow, CRM
  • Communication with clients and team
  • Preparation of meetings, presentations, reports
Requirements
  • Assistant experience 1+ year, Excel, CRM
  • Scrupulousness, time management, literate speech
Didn't find a suitable position? Write to us — we'll tell you about open roles.
O
Testimonials

What clients say

Testimonials will be replaced with real ones. For now — to understand the format.
★★★★★
"In four months we built management accounting from scratch. For the first time I see money for every project and understand where we earn and where we lose."
IP
Ivan P.
Owner, construction company
★★★★★
"Prepared the business for sale: packaging, memorandum, data room, negotiations. Sold 20% above the initial valuation."
MK
Marina K.
CEO, manufacturing
★★★★★
"For a year we went in circles looking for an investor. In four months with the Fintorica team we closed the round — with a financial model and a proper data room."
DS
Dmitry S.
Founder, IT startup
★★★★★
"Marketplace reporting took weeks to collect. Now everything is automated, and the overpayments found on commissions paid for the project with a margin."
AV
Alexey V.
CFO, e-commerce
★★★★★
"I never understood why the cafes had different profitability. We put cost of goods sold in order — the chain started bringing in 6 million more."
ON
Olga N.
Owner, cafe chain
★★★★★
"Receivables were a dead weight, banks only gave overdrafts. With factoring and scoring we freed up 18 million for purchases."
ST
Sergey T.
CEO, distribution
Ready to put your finances in order?
Free consultation 30–45 minutes: we'll analyze the situation and propose a plan.
Start with diagnostics →
+
Client results

Numbers we work for

Fintorica increases project profit, business capitalization, and entrepreneur dividends. Average metrics from completed team projects.
100+
businesses went through diagnostics, accounting setup, and financial modeling
38%
average growth of managed profit after accounting setup and money control
45%
of clients close cash gaps in the first month of work
90+
deals and investment projects prepared: valuations, Due Diligence, financial models
Metrics are not a guarantee of results — every project is unique and depends on industry, scale, and team readiness to implement changes.
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FAQ

Frequently asked questions

Answers to the most common questions. Didn't find your question — write on Telegram.
How much does a consultation cost?
Free, 30–45 minutes. We analyze your situation and determine where to start — with no obligation.
How long does a project take?
From 2 weeks (express formats: audit, express valuation) to 3–6 months (full financial system setup).
How is the cost of services formed?
Fixed price per project or retainer. For deal-dependent services — fixed fee + percentage of deal amount. Price is fixed before start.
Do you sign an NDA?
Yes, before work begins. Your data, numbers, and documents are not shared with third parties.
Where to start?
With a free consultation or express diagnostic: in 3–5 days you get a problem map and action plan.
Do you work with our systems — 1C, banks, CRM?
Yes. We integrate with 1C, bank statements, CRM, and Excel — or build a system from scratch.
AI
Fintorica.AI

We develop specialized AI for business

We develop AI products that know your industry's finances: from industry advisors based on company knowledge to turnkey automation of financial processes.
01
🧠
Industry AI agents
Advisors based on your industry's knowledge: norms, cases, typical mistakes. Not a "generic ChatGPT," but an agent that knows your industry.
+40% accuracy vs. "naked" AI
02
📄
AI document analysis
Contracts, acts, statements, and 1C data turn into structured data in minutes: recognition → normalization → clustering by P&L, CF, and balance.
3 layers of processing pipeline
03
🤖
Financial automation
Payment calendars, P&L, CF, and reporting — AI takes the routine, the team makes decisions. Receivables and cash gap control without manual work.
24/7 without days off
04
🔗
Integration with your systems
1C, CRM, banks, and ERP — a single picture of the business: from operations to company value. A knowledge base of 1,200+ cases and 50+ skills works on your data.
1,200+ cases in knowledge base
7
data levels from market to finance
+40%
accuracy vs. "naked" AI
50+
financial skills of the agent
3
layers of document pipeline
Discuss AI project → Write on Telegram
SVC
Fintorica.Services

We develop AI services for business financial tasks

Services work on your company's data and give a calculation within one day: unit economics, international payments, VAT, pricing, and business insurance protection.
🧮
Unit economics calculation
Margin and payback of every product: revenue, cost of goods sold, fixed costs — at the click of a button.
Open service
🌍
International payments
Currency transfers and settlements with foreign counterparties: route, commissions, rates, and documents under control.
Open service
🧾
VAT calculation
VAT on transactions, subcontracting, and mixed regimes: automatic calculation, declaration and risk checks.
Open service
💰
Pricing
Prices based on cost, margin, and market: price lists, markups, discounts, and promotions — profit under control.
Open service
🛡️
Business and asset insurance
Insurance protection for company risks: property, equipment, liability, finances — with cost calculation.
Open service
All services →
SOL
Ready-made solutions

Catalog of ready-made financial solutions

Proven tools that work immediately after purchase: niche financial models, working spreadsheets, management dashboards, and step-by-step guides — without a project team and long launch.
📊
14 models
Niche financial models
  • Marketplaces, construction, manufacturing, coffee shops, startups
  • Scenarios, sensitivity, and Cash Flow in every model
  • Niche logic and benchmarks are already built in
  • Lifetime access — no subscription
Choose model →
📋
5 templates
Working spreadsheets
  • P&L and CF: enter data — get report
  • Payment calendar: payments and gaps under control
  • Unit economics: margin and payback by product
  • Management accounting for small business
Set up accounting →
📈
6 dashboards
Management dashboards
  • Sales and revenue: plan vs. actual by day
  • Margin and profit by product and channel
  • Cash flow and balances: money for tomorrow
  • Receivables and payables under control
View →
📚
14 guides
Step-by-step guides
  • How to build a financial model from scratch
  • EBITDA and EV in plain language
  • How to value a business: three methods
  • Cash gaps: how to predict and not burn out
Read guides →
Order a custom solution →
✓
How we work

What happens after you contact us

Transparent process: you always know what we are doing, when the result will be, and how much it costs.
1
Free consultation — 30–45 minutes
We analyze the situation, numbers, and goals. We determine where the business is losing profit and where to start.
→
2
Diagnostics and work plan
We conduct an express diagnostic, fix tasks, deadlines, and cost. No "we'll see later."
→
3
Turnkey implementation
Accounting, financial models, analytics, deal preparation — with our support until the result.
→
4
Result and knowledge transfer
You get numbers, reports, and tools that the team continues to use without us.
Our guarantees
📄
Cost and scope of work are fixed in the contract before start.
⏱️
Deadlines are specified for every stage — you see the schedule and milestones.
🤝
Confidentiality under NDA: company numbers stay in the company.
📞
Feedback within 10 minutes within working hours at all stages.
Consultation

Let's discuss your business
and choose a direction

Tell us about the situation — we'll select the service block to start with: systematization, finance, or investments. Call is free, 30–45 minutes.

🟢
Systematization
"Everyone does everything," processes are in the owner's head, no KPIs.
🔵
Finance
No accounting, numbers don't match, profit exists — but no cash.
🔴
Investments
Need investments, financing, a deal, or business valuation.
🎯
Not sure where to start
We'll start with an express diagnostic — we'll show a problem map.
Book a consultation
We respond within 10 minutes during working hours
Free · No obligation · 30–45 minutes
Contacts

Contact us —
we respond within 10 minutes

Call or message on Telegram: we'll discuss the task, advise where to start, and book a free consultation.
+7 925 125 15 16
Mon–Fri 10:00 to 19:00 (MSK)
📞 Call ✈️ Write on Telegram
📞
Phone
+7 925 125 15 16 — call, WhatsApp, or Telegram at this number
✈️
Telegram
@fintorica — channel with breakdowns; @fintorica_bot — knowledge base and answers to questions
⏰
Working hours
Mon–Fri 10:00 to 19:00 (MSK). We respond to website requests within 10 minutes during working hours.
📍
Geography
We work throughout Russia and the CIS — online, in person in Moscow